November is FSA open enrollment window

Jar of MoneyThe Employee Benefits Division (EBD) encourages you to log into your Self-Service account Nov. 1 through Nov. 30 for Flexible Spending Account (FSA) Open Enrollment, your annual opportunity to enroll in a Health Care and Dependent Care FSA.  Health Care FSAs allow you to put aside pre-tax dollars for health care expenses not covered by any medical, dental, or vision care plan. Dependent Care FSAs allow you to put aside pre-tax dollars to cover child/elder care expenses (such as day care) for your eligible dependents so you can work.

When you elect a Health Care FSA, your account is funded with the full amount you’ve chosen at the beginning of the year. A Dependent Care FSA works a lot like a Health Care FSA, except funds are available as contributions are deducted from your paycheck.

The State of Michigan offers a Grace Period for the 2018 and 2017 Plan Years of 2-1/2 months following the end of each plan year (March 15, 2019.). During this time, balances remaining in either your Health Care FSA or Dependent Care FSA plan may be used to reimburse eligible expenses incurred during the Grace Period.  You must enroll each year to participate; elections do not carry over year-to-year.

For more information or to review FAQs, visit